The OBL payment gateway is one of the leading payment gateways in the industry today, covering multiple bank integrations and numerous features custom built to serve our client's needs. With the operator in mind we designed our system to be simple to manage and cover all aspects of your company, from Finance to sales everyone will find their place with our payment gateway.
Main control center for the system
Main transaction and risk reporting
Merchant admin for monitoring, reports and configurations
Merchant API & Management center
Partner admin for monitoring
Silent post, refund request, card storage
Customer wallet and merchant credit card payment [iPhone, Android]
Hosted payment page, shops product & cart
Background service, send confirmation emails, process recurring, retrieve CHB, retrieve EPA
Serve wallet & merchant mobile app, shops product & cart, card storage
Background service for sending information to admin via emails
Collect errors from all components and display in a readable admin panel
Standalone app for issuing virtual credit cards, loading funds and making charges, can server any gateway thru API
Standalone app for customers to purchase credit points and use them to pay at any gateway integrated thru API
Block new merchant from registering in the system when using info in the list.
Block from processing when one of the items in list is detected Email, Full Name, Phone #, BIN, BIN Country, IP Address
Block cards on blacklist / allow whitelisted cards to skip certain risk check
Block countries on blacklist / countries in whitelist get better score at pre-process risk assessment
Block states on blacklist
Block process when same email address is used with many different credit cards
Block process when same credit cards is used with many different email address
Limit the exact amount allowed to process per transaction
Limit merchant to maximum daily process amount
Set limit for failed count, pass count and total pass amount allowed per card Can set as temporary block so card is automatically removed from blacklist
Address verification of billing address 3rd party service
Rate how much a charge is a potential risk and let system choose if to proceed 3rd party service (Maxmind)
Manage affiliates/partners
Gather transactions under one payment Merchant & Partners
Transfer money to merchants, partners and 3rd parties
Merchant account where the gateway holds money for the merchant
Merchant request to withdraw money from his balance account
Create Invoices Local & 3rd party solution
Retrieve EPA data from banks and mark transactions accordingly Automatic & manual upload
Retrieve CHB data from banks and mark transactions accordingly Automatic & manual upload
Auto monthly/yearly fee taken by creating a CC charge or creating a negative system transaction Merchant, Customer, Partners
Hold money belongs to a merchant for a time period
Take process fee according to merchant processing volume
Process credit cards, eCheck, direct debit
Process debit, credit, Pre-Auth
Series of automatic credit card payments charged on a requested intervals Cycle can be once a day, week, month, quarter, year
Automatic capture of a pre-authorization transaction after time set elapse
Additional security layer
Process transactions using a stored card
Merchant ask for a refund transaction to be done by gateway admin Oppose to directly processing a refund transaction
Real-time destination decision Bank load-balancing, on fail try with different bank
Email confirmation sent to merchant and/or card-holder
Fully manageable product list with tags, options, QR and multi-language support
Easy and secure product purchase
Cart solution
Ecommerce platform for creating obline shops for every merchant in the system
Keep credit card data for later use
Remote data retrieval Get transaction, recurring and CHB info
Retrieve mailbox data to allow response and manage Mini CRM solution
System hold multiple currencies with their exchange rate Automatic update of rates for outside source
Documentation storage for merchants, customers and partners Mini CRM solution
Export many of our API documentations, merchant CP pages and main admin data
Dynamic management of Q&A
Merchant Control look and feel of our UI component
Display and save data in many languages
System client and server-side code can be different between domains/sub-domains